We have a credit card like just about everyone. We use it to buy pretty much everything so we can get points which we enjoy. Every month we always pay it off in full so it really works for us. It’s a somewhat typical story I suppose. We are pretty mainstream consumers. Of course, we buy stuff online, and not infrequently, but it is usually from pretty well known places. Of course, nowadays, that doesn’t matter much.
So, just yesterday, we got a text message and an email from the credit card company saying that our card had been compromised. That’s not necessarily odd any more (though it really sucks), except that this is THE FOURTH TIME THIS YEAR!!!
One time we caught it and three times the card company caught it so I am thankful that the credit card issuer has things in place to protect us and that this wasn’t our responsibility, and that it was cleaned up quickly and easily, but it is a real drag to have to change the card number on all of the accounts that automatically draft against the card. It’s a pain as we go “cardless” for a day or two while the new cards are shipped to us. We keep some cash on hand so it’s not like we are doomed until the new cards arrive. It just always seems that we need gas or coffee or medicine or something that can’t always wait a day or two (no, coffee cannot wait a day or two).
Of course, this is just a rant and I know the a-hole thieves don’t care a bit, but if they did, I would tell them that they suck, that they are mean people and that their moms would be very sad if they knew what they were up to.
That’s what I always want to say!!! This has happened to us several times and it is a pain.
It bugs me that they get away with it. One time Butch even called Visa to tell them when a company called to confirm our address. It wasn’t ours but he thought they could go to the address they gave us, to collect the motorcycle parts we did not order! They said they don’t really bother with that. Whatever.
Glad they caught them and you are off the hook. That would be even worse if they made you pay!
That has never happened to us but it makes me nervous.
It has happened to me twice but spaced out probably six or seven years between events. I can’t believe that this is the fourth time this year for you. I suspect someplace you deal with either has been compromised or sells the numbers as a side business.
One trick I have learned it to have two credit cards. When one is compromised, I simply switch to the other one and I’m good to go.
What happens to me more commonly these days with credit card security being ratcheted up, our credit card gets a hold put on it by the credit card company every time I try to use it in a store whose computers are down and they have to call it in. Of course they always deny it before I get my purchase made so I look like a credit card bum in front of everyone standing with me in line. I used to have to cough up cash but when I didn’t have enough, I had to return all my stuff and slink home to get the credit card straightened back out. Now I always carry my debit card with me just to make sure that doesn’t happen.